Buyer’s Guide
You’ve made the decision. You’re ready to buy. Now what?
Buying a home can be a bit overwhelming. There’s so much to think about and do. So, it’s important that you have someone you can trust to make the process as smooth as possible and offer expert advice. It’s all about helping you find the right home in the right neighbourhood at the best possible price. Below, you’ll find it all outlined in 6 simple steps.
Deciding What You Want
Logically, the first step to finding the right home is to determine what you’re actually looking for. There are typically a variety of homes on the market at any one time and looking at them all is not the best strategy.
2. Get Pre-approved For A Mortgage
When it comes to buying a home, getting pre-approved for a mortgage is a very important step. Not only does it help you understand exactly how much you can afford to spend on a home, it often allows you to lock in an interest rate for a period of time which could potentially save you thousands of dollars.
3. Choosing The Best Agent For You
A great real estate professional will provide key market insights, sound advice and save you endless hours of time and money — all while helping you reduce the stress of a large purchase so you can truly enjoy the experience of buying your dream home.
4. Property Searches Online And Off
The internet can be very helpful for you to get a sense of what’s available but keep in mind, it’s not a complete picture of the market or all potential properties available. A great agent, working on your behalf, will do an in-depth needs analysis to find all the properties suitable for you, set up a time to view the homes and guide you through the selection process
5. Making a Smart Offer & Negotiations
Decide on price, terms & conditions
Prepare the offer
Review the offer
Present the offer (The offer could be accepted, rejected, or countersigned).
6. Preparing For Closing Day
Typically you will have anywhere from 30 to 90 days before closing day. The closing date can be the same as your move-in date, however, this is not always possible. We will check with the sellers and lawyer to find out when your keys will be available. It is normal that the exchange of money and title be complete before keys are released which could be late in the day.
